Your credit score quietly influences how much house you can buy and how comfortable your mortgage will feel. Understanding how it works, and when to check it, can make the buying process smoother and less stressful.
Mortgage pre-approval and pre-qualification are often used interchangeably, but they are not the same. This guide explains the difference, what Canadian lenders actually review, and why it matters when making an offer.
Rent-to-own arrangements can look like a shortcut into home ownership, but the rules, costs and risks are very different from a regular purchase. This guide explains how these agreements work in Ontario, how lease to own compares, and what Kingston buyers need to know before they sign anything
Downsizing to a condo in Kingston is a big decision. This guide looks at why people downsize, what condo living really costs, and how to choose the right neighbourhood, building, and unit. If you are thinking about selling the family home and moving to something simpler, this is a good place to start
Buying your first home in the Kingston area is a big step. This clear, local guide explains what to expect, from condos to houses to rural living, so you can move forward confidently in the Kingston real estate market
Bill Stevenson, REALTOR®, Century 21 Lanthorn Real Estate Ltd. — Helping Buyers Move In & Sellers Move On across Kingston, Frontenac, Leeds and Grenville, and Lennox and Addington. kingstonrealty.org
Buying a home in Kingston is exciting, but the key is making sure your purchase truly fits your budget. From mortgage pre-approval and updated RRSP rules to the hidden costs many buyers overlook, this guide walks you through how to align your dream home with your financial comfort zone. With clear, practical advice tailored to the Kingston market , you’ll feel confident making one of life’s biggest decisions.